Senior Business Analyst, Lending...

About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

Empowers the Lending team with actionable, data-driven insights to optimize credit risk strategies, enhance product profitability, and drive sustainable portfolio growth. Acts as the analytical engine behind Addi’s core lending products, ensuring lending decisions are smart, scalable, and commercially sound.

What you will do

• Conduct a comprehensive performance analysis of our current underwriting models, identifying segments with under / over-performance by delivering recommendations that lead reduction in default rates for a target customer segment, without significantly harming approval rates.
• Automate and consolidate key weekly lending performance reports (e.g., originations, portfolio quality, collections) into a single, self-service dashboard
• Drive improvement in the gross margin of a core lending product by building a dynamic unit economics model and owning its insights to guide successful pricing or fee structure adjustments.
• Serve as the single point of accountability for the analytical strategy of major new business initiatives. Define the KPIs, own the measurement framework, and deliver the definitive post-launch analysis that dictates future investment and iteration
• Champion a hypothesis-driven culture by designing and executing a high-impact A / B test that delivers a significant business win.

What we’re looking for

Why join us?

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like :

A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role.

A more in-depth conversation with a Business Manager, where we explore your skills, experience, and a problem-solving exercise. We want to understand how you think and work.

You will meet our Director of lending to discuss real scenarios to assess your analytical thinking, operational judgment under pressure, and ability to act autonomously to tackle business issues and drive timely decisions.

The final step is a conversation with our Co-founder. This is a chance to connect directly with one of our founders and have a high-level discussion about our values, our mission, and the exceptionally high bar we set for talent at Addi.

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.

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