Risk Management – Credit Risk Officer (Executive Director)

Description

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow responsibly by anticipating new and emerging risks and using sound judgment to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is grounded in thoughtful challenge strong partnership and a commitment to best-in-class risk management.

As a Credit Risk Officer (Executive Director) in Risk Management and Compliance based in Bogota Colombia you will lead the second line of defense Credit Risk Management function for Commercial & Investment Bank (CIB) clients across Latin Americas Andean Region Central America and the Caribbean. You will provide independent oversight and credible challenge on new and existing exposures ensure decisions align with risk appetite and policy and escalate key matters through the appropriate governance forums. You will oversee an existing credit portfolio drive disciplined monitoring and early-warning practices and develop talent while partnering closely with Coverage Product Legal and control functions.

Job Responsibilities

• Evaluate and manage credit risk in complex transactions including items requiring elevated approval authority and heightened judgment delivering clear well-supported risk recommendations.
• Provide independent second line of defense challenge on new transactions structures and amendments ensuring alignment to risk appetite underwriting standards and control expectations.
• Oversee an existing portfolio and drive ongoing monitoring (risk ratings limits covenants early warning indicators and watchlist/problem-credit processes) recommending and driving timely risk actions as needed.
• Enhance market and portfolio discussions by identifying key risk considerations highlighting relevant portfolio metrics and surfacing emerging regional macro and industry trends.
• Ensure strong governance and controls by applying relevant policies standards procedures and regulatory requirements across credit analysis approval and monitoring activities.
• Partner with internal stakeholders across Coverage Product Finance Legal and control functions to enable timely well-informed outcomes while maintaining independent second line of defense stewardship.
• Build and sustain collaborative relationships across Wholesale Credit Risk and with senior stakeholders to support consistent regional execution and effective escalation.
• Implement change and lead strategic initiatives aligned with functional priorities using an innovation-minded and resilient approach.
• Leverage modern credit technology and data/analytics to strengthen underwriting monitoring and decision quality and drive practical innovation (process simplification/automation tool adoption and measurable efficiency or risk outcomes).
• Adopt JPMorganChase-approved AI-enabled productivity tools responsibly (sound judgment validation documentation and control awareness) to improve quality and efficiency across credit risk management processes.
• Develop individuals through active coaching mentoring and training to strengthen team capability succession and bench.

Required Qualifications Capabilities and Skills

• Bachelors degree in finance accounting economics or a related discipline (or equivalent experience).
• Fluency in Spanish and English (written and verbal).
• 8 years of relevant experience in wholesale credit risk corporate/institutional credit or investment banking credit with a demonstrated track record in credit approval processes
• Strong credit and analytical skills spanning qualitative assessment accounting corporate finance and forward-looking risk identification with the ability to translate complexity into clear risk recommendations and decisions.
• Knowledge of credit products including loans derivatives trade finance capital markets instruments and operational credit lines.
• Demonstrated experience evaluating and making credit decisions in a second line of defense capacity with working familiarity with debt capital markets mergers and acquisitions and related process and documentation considerations.
• Proven capability to lead second line of defense engagement on credit documentation negotiation and execution (including covenants waivers and amendments) in partnership with Legal and internal stakeholders.
• Strong stakeholder management skills with the ability to influence outcomes across coverage product and control partners in a fast-paced environment with multiple concurrent workstreams.
• Excellent written and verbal communication skills including the ability to clearly articulate credit views and present risk assessments to senior stakeholders and governance forums.
• Sound control mindset and demonstrated adherence to policies standards and governance expectations in credit approval and portfolio monitoring.

Preferred Qualifications Capabilities and Skills

• Experience covering Latin America (Andean Central America and Caribbean) corporate and institutional clients with practical understanding of regional political economic and market dynamics and their implications for credit risk.
• Demonstrated track record leading cross-functional initiatives that improve risk outcomes operating efficiency governance discipline or portfolio management practices.
• Experience driving adoption of technology enhancements and data analytics in credit risk management including leveraging AI tools to enhance underwriting and portfolio monitoring with disciplined governance.
• Advanced degree or professional certification (e.g. MBA CFA) or equivalent demonstrated expertise in corporate finance and credit risk.

Required Experience:

Director

Employment Type : Full-Time
Experience: years
Vacancy: 1